I have to learn on car loan and financing?

What do you want to know? Ask a particular question and you may get a more particular answer..

bmw have to many overheat issues because the cooling system is all plastic and when overheated real good needs a head job

what do you want to know?

you must be 18 to get a loan

you have to have excellent or good credit..

you have to fill out lots of paper work..credit apps.financing paper work.

you have the entitlement to deny or accept offers from the dealer/banks. chose a lower APR yearly % rate will get you lower payments.

also more down payment gets you a lower payment too. take benefit of dealer incentives and cash back rebates for a down.

large down payments are good, and don't choose balloon payments at the end. Its a beat down.

and for christs sake, only purchase something you may be able to comfortably pay for. if you can not pay for a BMW, don't attempt, it wont be worth it.